&lt;h6&gt;ANNUITIES&lt;/h6&gt;
&lt;h2&gt;Annuity - make the right choice&lt;/h2&gt;

&lt;h3&gt;The right choice of annuity depends on your personal circumstances, interest rates and your risk appetite. We will ensure you select the right annuity to meet your needs.&lt;/h3&gt;
&lt;p&gt;If you choose to purchase an annuity on retirement it is important to understand that the decision is irreversible. Therefore, it is very important that you review all options available to you on retirement to deliver the best outcome for you and your family.&lt;/p&gt;
&lt;p&gt;An annuity is a retirement income paid to you, by an insurance company, for the rest of your life in exchange for your pensions savings.&lt;/p&gt;

&lt;p&gt;POST-RETIREMENT&lt;/p&gt;
&lt;h2&gt;Annuity&lt;/h2&gt;
&lt;p&gt;On retirement you can use your pensions savings to purchase a lifetime regular income from an insurance company. This regular income is called an annuity.&lt;/p&gt;

&lt;p&gt;An annuity is a retirement product that you can choose to buy at retirement. When you buy an annuity at retirement you use your pension savings to buy a lifetime income from an insurance company.&lt;/p&gt;

&lt;p&gt;Annuities appeal to those who want no risk to their income in retirement.&lt;/p&gt;

&lt;p&gt;You can choose an annuity that is paid for a minimum period e.g. 5 years or continues to be paid to your dependents when you die in retirement. This type of annuity is more expensive than an annuity that is paid for your lifetime only.&lt;/p&gt;

&lt;p&gt;You can choose an annuity that increases each year in line with inflation or increases by a fixed percentage. By choosing this type of annuity you are protected against inflation. However this type of annuity is more expensive than a flat annuity. Your initial income is smaller however, it will increase each year.&lt;/p&gt;

&lt;h2&gt;ANNUITIES&lt;/h2&gt;
&lt;h3&gt;Key benefits&lt;/h3&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;

&lt;h3&gt;Let&#39;s talk&lt;/h3&gt;
&lt;p&gt;Let us know what your wealth goals and needs are, and we can create a solution that is right for you.&lt;/p&gt;

&lt;h2&gt;AVERAGE LIFE EXPECTANCY&lt;/h2&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;

84^YEARS

81^YEARS

84YEARS

81YEARS

84^YEARS

81^YEARS