&lt;h6&gt;PRE-RETIREMENT&lt;/h6&gt;
&lt;h2&gt;Advice in relation to pension entitlement from previous employers&lt;/h2&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;

&lt;h3&gt;If you have pension entitlements from previous employments it is important we include them in your overall financial plan&lt;/h3&gt;
&lt;p&gt;Your dedicated financial adviser knows how important it is to manage each component of your pension plan to secure the best outcome for you.&lt;/p&gt;
&lt;p&gt;This includes managing entitlements from previous periods of employments, from periods when you may have been self-employed and also entitlements to the state pension. We will work together and decide if amalgamating all your entitlements is the best plan or if maintaining separate pots gives you greater and necessary flexibility. We will look at the suitability of a personal retirement bond and appropriate investment solution.&lt;/p&gt;

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&lt;p&gt;Leavings service&lt;/p&gt;
&lt;h2&gt;Stress-free pension consolidation and advice&lt;/h2&gt;
&lt;p&gt;Get expert advice on how to manage pensions from multiple sources or self-employment.&lt;/p&gt;

&lt;h3&gt;Connect with a Unio expert&lt;/h3&gt;
&lt;p&gt;Tell us a bit about your needs and goals, and we will match you with an adviser with the right expertise.&amp;nbsp;&lt;/p&gt;

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